As the credit crunch continues to leave Britain cash-strapped and highstreet banks report huge losses, Dispatches investigates who isresponsible for the current crisis. Reckless lending and riskyinvestments have been blamed for directly driving up mortgage rates andincreasing the numbers of people losing their homes.Dispatchesinvestigates how the bank chiefs allowed this to happen and if lessonshave been learnt from the Northern Rock crisis. Former investmentbanker James Max tracks down the banking bosses who have presided overthe colossal losses to see if they will be held to account.Heexamines the billion pound bonus culture and lifestyle of the City'swide boys and investigates how the banks are now seeking to make backthe money they lost before the credit boom hit the buffers.Featuringthe results of an exclusive survey of bank lending rates, and how muchmoney banks are re-claiming through them, the film also offers expertadvice on how to cope with higher interest rates and shows howcustomers can take banking into their own hands.